Buying a Home with Boulevard.
While buying a home is an exciting and rewarding process, it is often overwhelming, especially in a city like Houston. There is the entire process of preparing financially, the emotional aspect of leaving your current home behind, and the wealth of options that Houston neighborhoods have to offer when it comes to architectural styles and lifestyle.
Fortunately, navigating through this often daunting series of decisions with sound advice is where we shine. Simply put, buying a home in Houston requires a trusted advisor with a high command of all that really goes into buying in Houston: Hyperlocal home values, which truly vary block-by-block; Land use restrictions, from historic to Special Minimum Lot Size/Build Line to deed restrictions; New construction, remodeling, and permitting; The almost 40% of Houston and virtually 100% of Galveston, West U, and Bellaire that are in the regulatory floodplain; Commercial development in and around residential areas; and much, much more...
Deciding on a home is a complex choice encompassing economic, emotional, and aesthetic priorities. This is a highly individual and personal decision, and we make your wants and needs paramount in the home-purchase process, but always serve the highest fiduciary duty of keeping your interests first. Sometimes that even means telling you, "No."
If you're ready to start house hunting, you can search real estate listings now. You can also refer to our Buyer's Guide for helpful tools and buying advice. To start working with an agent right away, please contact us.
The buying process has many steps. It's not simply a matter of finding a house, writing an offer, taking money, closing and moving in.
Your Boulevard agent has block-by-block, often lot- by-lot, expertise on Houston's close-in neighborhoods (and most desirable outer areas) through extensive market study and our company's model of city and community involvement.
Usually, we're some of the most active volunteers in improving those communities too.
If you fall in love with a home that has great bones and a great location but isn’t quite perfect for you, when you work with
Boulevard, you get the resources of the Boulevard Realty ReDesign team, our boutique design-build services with an interior designer, architect, and construction superintendent all on staff.
What other questions do you have?
Q: What is a typical time frame, from the time a home is selected, to the time of the closing?
A: Approximately 30-60 days.
Q: What is a typical down payment?
A: The range is from 10 to 20 percent, but may vary depending on your credit rating and other conditions.
Q: How do I find the best loan?
A: Shop around as there are a variety of mortgage plans and rates available. Talk to lenders, compare costs and interest rates, and negotiate to get the best deal. Many sellers will look more favorably on buyers who are already pre-approved for a mortgage, so get pre-approved for a loan before you start looking for a home.
Q: What happens after my offer is accepted?
A: You'll need to get a home inspection, which your Boulevard Realty agent can organize for you. This inspection will tell you about the condition of the home and can help you avoid buying home that needs major repairs and expenses.
Q: How do I know how much I can afford?
A: There are many different variables that determine how much you can afford: your income, credit rating, current monthly expenses, down payment, and current interest rate. Use our Mortgage Calculator to get an idea of how much you can afford.
This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.